Registry ke waqt do kharche lagte hain: stamp duty aur registration fee. Stamp duty property ki deal value ya circle rate value, jo zyada ho, us par lagti hai. Registration fee state ke niyam se lagti hai (jaise Uttarakhand me upari seema hai). Shahri UP me ye 7% + 1% aur Delhi me 6% + 1% hai (mahila kharidar ke liye kam).
Sauda pakka karne se pehle registry ka kharcha jod lein taaki aakhri din paise kam na padein. Neeche verified states ke rate aur ek asaan example hai.
Stamp duty aur registry charge kaise nikalein - step by step
Pehle apna rough hisab lagayein, phir apne state ke official calculator se confirm karein:
- Apni property ka circle rate nikaalein. Tarika circle rate kaise dekhein me hai.
- Circle rate se property ki value nikaalein aur use deal value se milayein. Jo zyada ho, wahi hisab ka base hai.
- Neeche ki table se apne state ka rate lagayein, ya hamara stamp duty calculator chalayein.
- Apne state ke official calculator me deal value, circle rate wali value aur kharidaar (purush, mahila ya joint) bhar kar amount confirm karein. UP me ye kaam IGRSUP calculator par hota hai; poora tarika IGRS UP registry guide me hai.
- Final amount registry se pehle sub-registrar office se milaa lein.
State-wise stamp duty aur registration fee (2026)
Ye table sirf un states ki hai jinka rate official notification, department ke page ya department ke apne calculator par saaf likha mila. Sale deed (vikray patra) ke rate:
| State | Purush | Mahila | Registration fee |
|---|---|---|---|
| Uttar Pradesh (shahri) | 7% | 6% (sirf 1 crore tak ki property) | 1% |
| Uttar Pradesh (gramin) | 5% | 4% (sirf 1 crore tak ki property) | 1% |
| Delhi | 6% | 4% | 1% + 100 rupaye pasting fee |
| Uttarakhand | 5% | 3.75% (sirf pehle 25 lakh par) | 2%, max 50,000 rupaye |
| Maharashtra (nagar nigam, nagar parishad, shahri area) | 5% | 4% (sirf residential flat/ghar, sirf mahila kharidaar) | 1%, max 30,000 rupaye |
| Maharashtra (gram panchayat area) | 4% | 3% (sirf residential, sirf mahila kharidaar) | 1%, max 30,000 rupaye |
| Haryana (Municipal Corporation ke andar) | 7% | 5% | Slab ke hisaab se, official calculator dekhein |
| Haryana (Municipal Corporation ke bahar) | 5% | 3% | Slab ke hisaab se, official calculator dekhein |
| Punjab | 7% (5% stamp duty + 1% SIC + 1% PIDB fee) | Stamp duty 2% kam | 1%, max 2,00,000 rupaye |
| Rajasthan | 6% + stamp duty par surcharge | 5% + surcharge (SC/ST/BPL mahila 4%) | 1% + 300 rupaye scanning charge |
| Madhya Pradesh (nagar nikay area) | 9.5% (5% + 3% nagariya nikay + 1% janpad + upkar) | Stamp duty wahi; fee 1% jab sab kharidaar mahila | 3% |
| Madhya Pradesh (gramin) | 6.5% (5% + 1% janpad + upkar) | Stamp duty wahi; fee 1% jab sab kharidaar mahila | 3% |
| Bihar | 6% + 2% additional stamp duty | 5.7% + additional (jab bechne wala purush ho) | 2% (purush se mahila ko bikri par 1.9%) |
Source: IGRSUP calculator, Delhi Revenue Department, Uttarakhand schedule aur fee notification, Maharashtra Stamp Act (IGR copy) aur registration fee table, Haryana stamp duty calculator, Punjab document-wise stamp duty, Punjab mahila notification aur Punjab registration fee, Rajasthan rate chart (01-05-2024) aur surcharge adhisuchna 11 Feb 2026, SAMPADA 2.0 stamp shulk ganana, Bihar Nibandhan Vibhag ka stamp duty aur fee chart (nibandhan.bihar.gov.in) aur Bhumi Jankari MVR calculator, last verified 28 Sep 2026.
Baaki states (Jharkhand, Chhattisgarh, Gujarat aadi) ka rate is table me nahi hai, kyunki uska current rate official source par saaf nahi mila. Wahan apne state ke registration vibhag ka calculator ya sub-registrar office hi sahi jagah hai.
Kuch zaroori baatein:
- UP: shahri mohalle par IGRSUP calculator stamp shulk aur vikas shulk alag lines me dikhata hai, dono milakar 7% hote hain. Gramin gaon par ye 5% (mahila 4%) aata hai. Registration fee 1% hai.
- UP mahila chhoot: IGRSUP calculator 1% chhoot tabhi deta hai jab property ki value 1 crore rupaye tak ho. 1 crore se ek rupaya bhi upar ho to poora rate lagta hai. 29 July 2025 ki UP shasan adhisuchna (naye tab me khulta hai) ne purani adhisuchna me "das lakh" ki jagah "ek crore" kiya.
- Maharashtra: kuch nagar nigam shahron me 1% metro surcharge bhi judta hai; aapke shahar me lagta hai ya nahi, sub-registrar se confirm karein.
- Haryana: registration fee value ke slab se lagti hai; 25 lakh se upar official calculator aur department ki PDF alag amount dikhate hain, isliye sub-registrar se confirm karein.
- Punjab: mahila ke liye SIC aur PIDB fee par chhoot official source me saaf nahi; kul amount registry office se confirm karein.
Sab dekhein (9)
- Rajasthan: stamp duty par do surcharge judte hain. 11 Feb 2026 ki adhisuchna ke baad 10 lakh se upar ki property par kul surcharge stamp duty ka 33% aur 10 lakh tak 30% hai.
- Bihar: MVR calculator 6% ke upar 2% additional stamp duty jodta hai (fee milakar lagbhag 10%). Mahila chhoot tabhi jab bechne wala purush ho. Poora tarika Bihar registry aur MVR me hai.
- Madhya Pradesh: deal value guideline se zyada ho to extra hisse par 5% ki jagah 1% lagta hai, aur fee guideline value par. Poora hisab MP registry aur SAMPADA 2.0 me hai.
- Mahila aur joint registry ki poori sharton ke liye mahila stamp duty chhoot guide dekhein.
Stamp duty kis value par lagti hai?
Delhi Revenue Department ke page par likha hai ki stamp duty consideration amount ya circle rate value, jo zyada ho, us par lagti hai. Delhi ki registration FAQ bhi yahi kehti hai. UP ke IGRSUP calculator me 10 lakh deal value aur 20 lakh market value daalne par duty 20 lakh par hi banti hai.
Matlab kagaz par deal kam dikhane se duty circle rate se kam nahi hogi.
Ek example se samjhein
Maan lijiye property ki value (circle rate aur deal me zyada wali) 40 lakh rupaye hai:
| State aur kharidar | Stamp duty | Registration fee | Kul |
|---|---|---|---|
| UP shahri, purush (7%) | 2,80,000 | 40,000 | 3,20,000 |
| UP shahri, mahila (6%) | 2,40,000 | 40,000 | 2,80,000 |
| Delhi, purush (6%) | 2,40,000 | 40,000 + 100 | 2,80,100 |
| Delhi, mahila (4%) | 1,60,000 | 40,000 + 100 | 2,00,100 |
| Uttarakhand, purush (5%) | 2,00,000 | 50,000 (max) | 2,50,000 |
Uttarakhand me registration fee 2% se 80,000 banti, par seema 50,000 rupaye hai. Mahila ke naam registry par kitna bachta hai, iske example mahila stamp duty chhoot me hain.
Registry se pehle aur kya check karein
Kharcha tay hone ke baad registry ke din ke kaagaz registry documents list se taiyar karein. Paisa dene se pehle encumbrance certificate (EC) se dekh lein ki property par koi girvi ya karz to nahi. Gaon ki abadi wali zameen ya ghar ho to uska SVAMITVA property card (Gharauni) bhi maang lein.
Fee aur samay: kab aur kaise bharein
| Kaam | Kab | Kaise |
|---|---|---|
| Official calculator se hisab | Sauda pakka karne se pehle | Free, lagbhag 2-3 minute |
| Stamp duty | Deed par sign se pehle | e-Stamp ya state portal par online payment |
| Registration fee | Registry ke din ya online aavedan ke saath | State portal ya SRO par |
Source: IGRSUP calculator aur Delhi Revenue Department, last verified 28 Sep 2026.
Rate upar ki state-wise table me hain. e-Stamp kharidne ka tarika e-stamp paper online guide me hai.
Aam problems aur unka hal
Circle rate deal value se zyada hai, ab kya?
Duty zyada wali value par hi lagegi, yaani circle rate par. Deal value kam likhne se duty nahi bachti. Agar aapko lagta hai circle rate galat lagaya gaya hai, to tehsil ya sub-registrar office se salah lein.
Mahila ke naam registry par chhoot nahi mili?
Har state me chhoot ki shart alag hai, jaise UP me 1 crore tak ki property aur Maharashtra me sirf residential flat ya ghar. Apne state ki shart mahila stamp duty chhoot me dekhein.
Calculator aur sub-registrar ka amount alag aa raha hai?
Hamara calculator sirf aam case ka rough hisab deta hai. Gaon ya shahar, property ka prakar aur koi special chhoot amount badal sakte hain. Final amount hamesha state ke official calculator ya sub-registrar office se milayein.
Zaroori official links
- IGRSUP Stamp-Nibandhan Shulk Calculatorigrsup.gov.in (naye tab me khulta hai)UP me stamp duty aur registration fee ka hisab
- Delhi: Registration of Property jaankarirevenue.delhi.gov.in (naye tab me khulta hai)Delhi ke rate aur payment ke tarike
- Delhi: Property Registration FAQ (PDF)revenue.delhi.gov.in (naye tab me khulta hai)registry process ke sawal-jawab
- Uttarakhand: Stamp duty aur registration fee notificationsregistration.uk.gov.in (naye tab me khulta hai)saari notifications ek jagah
- IGR Maharashtra Stamp Duty Collectionigrmaharashtra.gov.in (naye tab me khulta hai)Maharashtra me stamp duty bharne ka tarika
Sab dekhein (8)
- Gujarat GARVI stamp duty calculatorgarvi.gujarat.gov.in (naye tab me khulta hai)Gujarat me duty ka hisab
- Haryana stamp duty calculator (Jamabandi)jamabandi.nic.in (naye tab me khulta hai)Haryana me sale deed ki duty ka hisab
- Punjab: Stamp duty aur registration fee (PDF)revenue.punjab.gov.in (naye tab me khulta hai)Punjab ke deed-wise charges
Aksar poochhe jaane wale sawaal
Stamp duty deal value par lagti hai ya circle rate par?
Dono me jo zyada ho us par. Delhi Revenue Department ke page par saaf likha hai ki stamp duty consideration amount ya circle rate value, jo zyada ho, us par lagti hai. UP ka IGRSUP calculator bhi zyada value par hi hisab karta hai.
UP me mahila ke naam registry par kitni chhoot milti hai?
UP me mahila kreta ko stamp duty me 1% chhoot milti hai, yaani shahri property par 7% ki jagah 6%. IGRSUP calculator ye chhoot sirf 1 crore rupaye tak ki property par deta hai; 1 crore se upar poora rate lagta hai.
Delhi me registry ka kul kharcha kitna hota hai?
Delhi me purush kharidar ke liye 6% aur mahila ke liye 4% stamp duty hai. Iske upar 1% registration fee aur 100 rupaye pasting fee lagti hai.
Uttarakhand me registration fee ki upari seema kitni hai?
Uttarakhand me registration fee property value ka 2% hai, lekin 7 Nov 2025 ki notification ke baad zyada se zyada 50,000 rupaye. Pehle ye seema 25,000 rupaye thi.
Mere state ka rate table me kyun nahi hai?
Table me sirf wahi rate hain jo official notification, department ke page ya department ke calculator par saaf likhe hain. Baaki states me apne state ke registration vibhag ke calculator ya sub-registrar office se confirm karein.
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